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Money

May 2018
David
Legal Ease

No, Someone Does Not Have to Act as Your Fiduciary, No Matter What You Want

Acting as a fiduciary is a serious undertaking and a person should not to be named lightly, and that person should also be given the opportunity to determine whether that is a role he or she wants to take on.

April 2018
Ambord
Dollar Sense

With the New Tax Cut Rules, Can You Still Deduct Home Mortgage Interest?

In addition to the interest being tax deductible (if you qualify), certain improvements that you make to your home to accommodate your disabled condition, or that of your spouse or dependent who lives with you, may bring a tax break.

David
Legal Ease

Don't Rush in Changing That Which Congress May Well Do Away With

 

The increased exemption amount was not made permanent by the new tax law. If Congress lets the exemption expire at the end of 2025, then the exemption amount would fall back to its 2017 level adjusted for inflation, which would put you back into a taxable situation. Also, if your estate is likely to appreciate in value, then the new $11.2 million dollar exemption may not be large enough on its own to avoid estate taxes at your death.

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Powers of attorney are only designed to allow the appointed individual to act on behalf of the principal while that person is alive; once the principal dies, the power of attorney dies with him or her.

 

Kaderli

Do You Need Two Million Dollars to Retire?

There are four categories of highest spending in any household. While financial experts will have you tap dance all over the place with investment products, it doesn’t really have to be that complicated. But it's very important to pay attention to these four categories.

March 2018
Ambord
Dollar Sense

Helping the Kids Get Educated: The Nuts and Bolts of Section 529 Plans

Not only can you use the plans to pay for college costs, but you can generally make tax-free withdrawals of up to $10,000 per year to pay for children attending private schools from kindergarten through 12th grade.

David
Legal Ease

Death and Taxes – And the New Tax Act Changes In Between

How does the recently passed tax reform law that takes effect this year affect my estate planning? Do I need to update it?

February 2018
Ambord
Dollar Sense

Don’t Wait for the State to Choose Your Life for You: When a Guardian Becomes the Victimizer

 “I can’t imagine a class of people more susceptible to criminals than wards of a court,” Clark County, Nevada District Attorney, Steve Wolson

Telleen-Lawton
Financial Fortitude

How to Get Back into the Market

Just like taking a shopping list for the grocery market, you need a plan for the stock market, and the discipline to stick with it. Don’t go to grocery shopping when you’re hungry, and don’t trade stocks when you’re panicking.

November 2017
Ambord
Dollar Sense

Divorced and Considering Remarriage? Consider Estate Planning Arrangements First

A pre-nup agreement is not a popular topic with many people because it seems to anticipate failure. But instead of looking at it that way, look at is as a sort of insurance policy to make sure your children from your previous marriage will inherit what you want them to inherit.

Ambord
Dollar Sense

Stuff You Should Know to Protect Your Money and Your Identity from Schemers, Scammers and Other Creeps

Your phone rings, you answer, and the caller says “This is Equifax calling to verify your account information.” The FTC says, STOP! Tell them nothing because they are not from Equifax, they are scammers.

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The Federal Trade Commission reports that scammers are spreading information about secret accounts, also called “Social Security trust accounts,” which you can use to pay your bills, through the Federal Reserve Bank.

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